Millions of people go to gyms every day, run, dance, do yoga, swim, play recreational sports and do daily workouts of all kinds. Ask them why and the most common answer is, "to maintain my health", of course. The reply almost seems too obvious, but people actually do all those things because maintaining health has so many different advantages. Perhaps you visit the gym four times each week just to keep extra weight off and look better, to acquire special skills in a particular sport, or just have an overall better quality of life, free of sickness and disease. So, what are the real reasons people try to stay in top shape not only when they're young, but at all ages? Here are some of the most common ones:
Fewer Medical Expenses
Sports science experts say that survey results point to keeping medical costs low as a top reason people give for working out regularly. It makes perfect sense, too. Doctors say that working out, even moderately, between two and 5 times per week yields massive health benefits, like a stronger heart, more powerful lungs, denser muscle and bone tissue, lower blood pressure, optimum cholesterol levels and much more. It logically follows that people with healthier bodies will spend less time in the hospital for common ailments related to obesity, weak bones and similar things.
Can Access Life Insurance Death Benefit Now
If you're so healthy that you expect stick around for decades to come, you might want to take advantage of a law that allows people to access at least a portion of their life insurance policy's death benefit immediately. Yes, it's possible to sell a life insurance policy in exchange for an amount greater than the cash surrender value but somewhat below the death payout amount. There are two ways to do this:
- Life settlement: If you're in excellent health and simply wish to sell your life policy, the contract is called a life settlement. The proceeds are tax free, up to your premium contributions to date, and you can get the money right away.
- Viatical settlement: If you are ill, chronically or otherwise, it's possible to sell your life policy for cash right now. Many policy holders use this strategy to help pay for medical costs right away. Even though the proceeds are less than the death benefit dollar amount, a viatical can help ease financial burdens for those who suffer from grave illnesses.
Better Quality of Life
Not every benefit of exercise and sensible eating is entirely measurable. Some advantages, like a better overall quality of life, are impossible to quantify but are the key incentive for millions of folks who keep an eye on what they eat and their daily exercise regimen. When you have the ability to walk a mile without pain, play a game of tennis or basketball with ease, or simply swim a few laps without straining, the concept of quality of life becomes glaringly obvious and maintaining good health should continue to be a priority.
